94127

ZIP code 94127 covers West Portal, St. Francis Wood, and adjacent planned residential communities within San Francisco County — a postal area of low-density single-family homes, architect-designed estates, and village retail at West Portal Station. The code spans some of San Francisco's most exclusive residential enclaves, with owner-occupancy rates exceeding 80 percent and a character distinct from the city's apartment-dominated core.

Geographic Position

94127 occupies the southwestern hillside portion of San Francisco, bounded roughly by Junipero Serra Boulevard to the south, Ocean Avenue to the north, and the San Mateo County line to the south. West Portal Avenue forms the commercial village at the ZIP's northern edge, while St. Francis Wood's curving boulevards occupy the hillside interior.

The ZIP sits on varied topography west of Mount Davidson and Forest Hill, with St. Francis Wood and Sherwood Forest developed as planned communities with deed restrictions and architectural guidelines. Muni Metro lines converge at West Portal Station at the ZIP's northern boundary.

Neighborhood Character

Within 94127, St. Francis Wood presents curving boulevards, landscaped medians, and custom single-family homes on generous lots. Sherwood Forest and Balboa Terrace offer similar planned-community character with varied architectural styles. West Portal provides village retail, dining, and Muni Metro access at the ZIP's northern edge.

Economy & Employment

Residents of 94127 draw income from finance, law, medicine, technology, and professional services across the Bay Area. West Portal's commercial village employs workers in retail, dining, and personal services. The ZIP's professional-class residents commute to downtown, UCSF, Peninsula corporate campuses, and regional employment centers.

Local commercial activity concentrates along West Portal Avenue. Neighborhood grocers, cafes, restaurants, and professional offices serve village needs. The ZIP's low commercial density reflects its primarily residential character.

Market & Housing Context

According to U.S. Census Bureau data for ZIP Code Tabulation Area 94127, the area had a population of approximately 20,288 and 7,673 housing units as of the 2020 Census. American Community Survey estimates for the 2019–2023 period indicate that roughly 83 percent of occupied housing units are owner-occupied and 17 percent are renter-occupied.

The housing stock consists overwhelmingly of single-family detached homes built from the 1920s through the 1940s in planned communities. St. Francis Wood features architect-designed estates with Mediterranean, Tudor, and Colonial Revival details. Lot sizes are larger than typical San Francisco parcels. Limited apartment and rental stock appears near West Portal and along peripheral corridors.

Living in 94127

Public parks and open space within and near the ZIP include West Portal Playground, Larsen Park, Edgehill Mountain Open Space, and Mount Davidson Park. The San Francisco Zoo and Stern Grove lie within reach of the ZIP's western and northern edges.

Public schools are operated by the San Francisco Unified School District. Campuses serving portions of the ZIP include Lowell High School, West Portal Elementary School, and Herbert Hoover Middle School. School assignments depend on specific addresses and district enrollment policies.

Muni Metro K-Ingleside, L-Taraval, and M-Ocean View lines converge at West Portal Station, connecting to downtown via the Twin Peaks Tunnel. Interstate 280 is accessible via Junipero Serra Boulevard.

94127 Today

Geography & Environment

94127 spans varied hillside topography from West Portal village to St. Francis Wood's interior boulevards. The Mediterranean climate brings cool, fog-influenced summers and mild winters. Mount Davidson — San Francisco's highest natural peak — rises within the ZIP's eastern reach. Edgehill Mountain preserves rocky open space on a neighborhood outcrop.

Urban tree canopy is extensive along St. Francis Wood's landscaped boulevards and residential streets. The ZIP's low density preserves open sky and hillside views from many properties.

Transportation & Connectivity

Muni Metro lines converge at West Portal Station, providing subway service to downtown via the Twin Peaks Tunnel. Multiple bus routes serve West Portal Avenue and Junipero Serra Boulevard. Interstate 280 provides freeway access to the Peninsula and San Francisco International Airport.

West Portal village offers walkable access to transit, dining, and daily errands. The ZIP's hillside streets are primarily residential, with commercial activity concentrated at West Portal.

Looking Forward

San Francisco planning documents address accessory dwelling unit construction in single-family zones, West Portal commercial corridor improvements, and seismic retrofit requirements for older homes. St. Francis Wood preservation discussions balance architectural heritage with accommodation of modest infill. Mount Davidson and Edgehill Mountain open- space management proceed through city parks department planning.

Residents participate in land-use decisions through community meetings, homeowners association governance, and district supervisor advocacy.

The ZIP's Character

94127 holds San Francisco's planned hillside estates — St. Francis Wood's curving boulevards, West Portal's village station, and an owner-occupancy rate that sets it apart from the city's apartment core.

“"94127 curves through St. Francis Wood's landscaped boulevards to West Portal Station — a ZIP of architect-designed estates, Muni Metro access, and San Francisco's highest owner-occupancy rate."

From St. Francis Wood's Mediterranean estates to West Portal's commercial village, the ZIP offers a low-density residential slice of southwestern San Francisco. Buyers, sellers, and investors evaluating 94127 benefit from understanding its planned-community character and position within the broader San Francisco County real estate landscape.